Save on super fast transfers worldwide.Wise isup to 3x cheaper than the banks, and free from hidden fees.
Make a money transfer
2.79 USD
4.86 USDOur fee
- –
7.65 USDTotal fees
- =
992.35 USDTotal amount we’ll convert
- ×
You could save up to 37.50 USD
Should arrive by Tuesday
Send money now
All funds are deposited with banks like JPMorgan Chase Bank
Registered with the Financial Crimes Enforcement Network (FinCEN)
Federally regulated. Check how we’re licensed state by state
High speed, low fee transfers
Send money in 50+ currencies. From paying your mortgage in euros to sending rupees overseas — over half our transfers get there in under 20 seconds.1
Send moneyHow our transfers work
Manage money across borders with one simple account
Send money to family, and pay bills big and small from the US. Move funds into your Wise account from abroad, and connect to apps you use every day like Venmo. Link your finances in different countries to dollars, seamlessly.
Open an accountExplore the Wise account
4.85% APY on your USD balance
4.85% APY2 (Annual Percentage Yield) on your USD Balance when you opt in to our interest feature. Enjoy the same instant access to your money, plus passthrough FDIC insurance up to $250,000 on all Eligible Balances combined through our Program Bank3.
Explore our interest feature
All under lock and key
Every cent of the $11 billion we move each month is protected. We use HTTPS encryption and 2-step verification to make sure your transactions are secure.
Plus our customer service is here to help. We’ve got dedicated fraud and security teams if you ever need them.
Learn more
Ready for businesses of all sizes
Pay invoices and employees worldwide, and keep your cash flow in check. Join over 400,000 freelancers, micro businesses and SMBs using Wise.
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For people going places
“They make our life split between two continents possible. Transfers are simple and very, very fast.”
“Wise has changed the game in terms of simplicity, and certainly been a lifesaver for expat living.”
“Having a platform like this is allowing people to create job opportunities around the world.”
“Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers.”
Meet money without borders
We’re building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.
Learn about our mission
Wise works nearly everywhere
Find the account details you need to get paid in any of 8+ currencies. Use them to receive salaries, pension payments and more.
- Account details
- Hold and convert money
- Send money
British pound
Swift/BIC, UK sort code, Account number, and IBANGet GBP account details
Euro
Swift/BIC and IBANGet EUR account details
US dollar
Routing number and Account numberGet USD account details
Australian dollar
BSB code and Account numberGet AUD account details
New Zealand dollar
Account numberGet NZD account details
Singapore dollar
Bank code, Swift/BIC, Bank name, and Account numberGet SGD account details
Romanian lei
Swift/BIC and Account numberGet RON account details
Canadian dollar
Institution number, Transit number, Swift/BIC, and Account numberGet CAD account details
Hungarian forint
Swift/BIC and Account numberGet HUF account details
Turkish lira
Bank name and IBANGet TRY account details
- Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.
- Annual Percentage Yield (APY) - rates shown are true as of 01/01/2024. See Program Agreement for details.
- The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).
